Digital Local Currency (DLC) Group

Bridge the Global Financial System with the Afghani

A sovereign-aligned financial infrastructure engineered to connect the global economy and domestic currency ecosystems. Serving both international players and domestic institutions with equal priority.

Explore the Infrastructure How Settlement Works

The Market Context

Overcoming the Liquidity Trap

Afghan businesses have local currency but struggle to convert and settle digitally with foreign banks. We are building the B2B digital bridge to replace expensive legacy networks.

$7.0B

Import Outflow Gap

A massive "Import Liquidity Trap" where businesses cannot efficiently settle cross-border obligations digitally.

85%

SME Employment

Small and Medium Enterprises dominate the private sector, forming the backbone of the "Shuttle Trade" economy.

$3.5B

Transactional Potential

The estimated value of trade that can be immediately digitized and secured via our compliant B2B framework.

Core Infrastructure

Seamless "Buy, Keep, and Spend"

A reciprocal model of financial mobility. Empowering the global diaspora and international businesses through regulated banking channels.

The BUY Program

A specialized corridor for the instant delivery of currency to existing beneficiaries. Purchasers deliver funds directly into the recipient's domestic bank account seamlessly.

  • Direct existing account credit
  • Exclusively licensed channels

The KEEP Program

A sophisticated digital vault allowing direct holding of local and foreign currencies within the regulated banking ecosystem in a user's own name.

  • Sovereign-backed security
  • Real-time multi-currency balances

The SPEND Program

The transactional layer bridging digital holdings with the real-world economy. Enables seamless settlement for global merchants and individual spending power.

  • B2B Merchant Settlement
  • Local Internet Payment Gateways

Global Reach

Powering Top International Trade Routes

AfghanistanPay targets the primary hubs of the Afghan global diaspora and high-value business corridors, transforming the "Shuttle Trade" into a secure, digitized economy.

AE
UAE (Dubai)

Global hub for finance, electronics, and vehicles.

UZ
Uzbekistan (Tashkent)

The primary "Energy & Flour" settlement corridor.

CN
China

Technical machinery and solar energy equipment.

TR
Türkiye

Major hub for business relocation and textiles.

IN
India

Primary market for high-value agricultural exports.

AFGHANISTAN
UAE UZ TR CN IN

Institutional Framework

Anchored Liquidity & Secure Settlement

Built on a foundation of Liquidity Anchor Banks, utilizing local-to-local settlement to ensure the Afghani remains firmly within the sovereign ecosystem.

1. Local Execution

Transactions are processed using local liquidity. The destination bank handles disbursement using domestic payment rails for maximum cost-efficiency.

2. Prefunded Accounts

Foreign banks maintain settlement accounts prefunded in hard currency. This shields local banks from credit risk and mitigates depreciation exposure.

3. Bulk Settlement

Accumulated transaction invoices are settled in bulk within a 24–48 hour window, making overhead costs negligible compared to standard retail remittance.

Our Team

Driven by Financial Experts

Guided by a leadership team with deep expertise in financial infrastructure, digital payments, and international compliance.

Mohammad Mahdi Kachooee

Mohammad Mahdi Kachooee

Global Director

Leads the strategic direction of the DLC program. An architect of the "Buy, Keep, and Spend" framework, focusing on national currency utility and global payment networks.

Abdul Shakoor Rashid

Abdul Shakoor Rashid

Chief Executive Officer & Board Member

Responsible for overall execution and strategic growth. Fosters domestic currency loyalty and strengthens the Afghani within international economic activity while ensuring stability.

Mohammad Fareed Momand

Mohammad Fareed Momand

Head of Operations & Growth Strategy

Oversees the operational scaling of the digital infrastructure and drives growth strategy, ensuring seamless execution of cross-border corridors and expanding network adoption.